And the blogging all started because of my bad experience of the bank which, Enid, a blogging friend with similar frustrations, calls HBSC. She has written two brilliantly funny posts about HBSC.
Similarly, my first ever blog was about HBSC. Like Enid, I am using the heavily disguised name for this particular bank, because I wouldn't want to be accused of libel.
Now with thanks to Enid for pointing out that my comment on her recent blog site should become one of my blogs, I have indeed recreated said comment, with just a few tweaks for all of you to enjoy...........
You see, lots of people gave us tins of chocolates for Christmas, which are now empty. I'm thinking of doing a trade in them, and calling them banks.
It will work like this:
If you want to put some money into one of my tins, you can, on the basis that I can use the money, place it in high interest overnight acounts, and won't give you anything for it.
If you want to write a cheque against the money in the tin, I'll let you, as long as you pay me a nice fee for doing so.
If you don't have enough money in your tin to write a cheque, because I haven't put the new money that you have given me into the tin yet, because it is sitting in a nice high interest overnight account, then I won't pay it for you, but I will charge you £35 for checking to see if there is enough money in the tin.
At the end of the year, I won't pay you any interest on any money that you have left in the tin for me to use, but I will charge you interest on any of the charges that I have charged you for not having enough money. A sort of poor tax.
If you want to start a small business I will give you a sort of loan, which I will call a business overdraft. This will be similar to an overdraft, exept that I will make sure that I charge you a very high fee, several hundred or more (depending on the size of your tin) pounds a year for saying that you can have the business overdraft, and I will make sure that the amount that I lend you is just slightly short of the amount that you actually need.
Then, as I will have very cunningly have made sure that you don't quite have enough money to write a cheque to pay your business bills, I will charge you for that. I will of course charge you more than people who don't have a small business, because they are not as enterprising as you, and so it will be necessary to charge you an enterprise tax too. If I succeed in making sure that your small business fails, I will then charge you a much higher interest rate on any remaining debt to the tin, because by now you would be very poor and therefore you have to pay a bigger poor tax.
Sally's writing is about being a mother of five, now all too grown up, children, (four girls, one boy) a husband, a dog, and a serious ambition to be a mortgage free and famous actress, voice over artist, broadcaster, writer and teacher.
The "Cast" List for the blog includes:
Hubby - Her husband,
ED - Eldest Daughter,
ESOS - Eldest son only son,
Sensible - Second daughter,
Gymnast - Third daughter,
Tinkerbell Mushroom - Youngest daughter and youngest child,
Mad Dog - AKA Lucy - the border collie.
Guest appearances by MIL (mother in law), parents, two brothers, inlaws, nephews, nieces and great nephew.